About

Railroad Job Insurance

Railroad Job Insurance is available to Railroad and other Unionized Transportation Employees to protect themselves and earnings when confronted with discipline related incidents removing them from service.

My name is Paul Carrigan and I am an agent for LECMPA (Locomotive Engineer & Conductor Mutual Protective Association) Railroad Job Insurance located out of Michigan and would appreciate the opportunity to serve as your agent for railroad job insurance. LECMPA has several great railroad job insurance options available to you at affordable rates to fit your budget LECMPA Railroad Job Insurance is available in Kansas and nationwide with policies tailored to fit your needs and budget. Along with railroad job insurance, LECMPA offers up to $50,000 in accidental death coverage on members ( Accidental Death feature not available in California) and up to $7500 accidental death coverage on beneficiaries. This accidental death coverage protects you on duty as well as off duty.

LECMPA railroad  job insurance also offers a loyalty program to its members who keep their railroad job insurance policy as it continues building cash value throughout your career.  The longer you keep your railroad job insurance with LECMPA, the greater the amount available to you at time of retirement.

I currently have been licensed in the states of Kansas and Missouri to offer Life & Health insurance. through Aflac.  Railroad Insurance Group, in 2011, will be offering other insurance products. Term life and Whole life insurance policies will be available along with, short term disability insurance, dental , vision cancer and hospital intensive care coverage.

Railroad  Insurance Group is looking forward to become your one stop for all your insurance needs. Our goal is to offer insurance products meeting your needs. The world of  transportation including, railroad, trucking, transit and air are unlike any other. Its dedicated employees work around the clock, in any and all types of weather, grueling hours and spend many hours away from home and loved ones. Our available insurance products like LECMPA railroad job insurance can at the least take the strain and worry about financial obligations if you become subject to disciplinary actions causing you to be removed from service. Aflac offers insurance products meeting your everyday needs.

I am a Union Pacific Railroad Engineer working out of Kansas City. I started Railroad Insurance Group with the idea to provide needed railroad job insurance and other insurance products and information to railroad and other unionized transportation employees and their families.

Going on 18 years with the railroad, I have seen many instances, where railroad employees have been severely disciplined and removed from service, for an extended period of time, with no railroad job insurance.  A scary but real scenario.

Railroad Job Insurance

LECMPA is a true insurance company and governed by the Michigan Insurance Laws and it’s Commissioner.

What does this mean to you? Oversight and compliance to insurance laws and that claims are reviewed and paid in accordance with them.

Other railroad job insurance companies can review a railroad job insurance claim and the company’s board can deny payment, give a claim a single review and if denied again, claimant would have no recourse. With LECMPA you can appeal a decision for nonpayment, of a railroad job insurance claim, the final decision will be made by the Insurance Commissioner of Michigan.

If you are like me you view insurance as you really wish you didn’t have to get it but if you need it, you are happy you had it.

Railroad Job Insurance

No matter if you work for a railroad,trucking company, transit or air freight,  we have so many operating rules to comply with. We are professionals and we all do our job well but as long as freight is being transported,  things are going to happen. Its important to protect our self and our families with job insurance policies.

Remember to be safe out there, return home like you left. A great day on the railroad is a boring and uneventful one.

Please Contact me if you have any questions and keep your financial future on the right track with Aflac and LECMPA . Thank you for visiting and look forward to working with you for Aflac life/health insurance and LECMPA railroad job insurance.